Investment in Your Mental Health
At Modern Thrive Counseling, we view therapy as an important investment in your well-being and personal growth. Below are our standard session rates:
Individual Therapy (50 minutes): $180
Couples Therapy (50 minutes): $200
Payment is due at the time of service. We accept credit cards, debit cards, and HSA/FSA cards.
Insurance & Reimbursement
We are in-network with several major insurance plans. If we are not in-network with your provider, we are happy to offer a superbill that you can submit for potential out-of-network reimbursement.
We encourage you to check with your insurance company to learn more about:
Your mental health coverage
Out-of-network benefits
Coverage for virtual therapy or telehealth
To avoid a $90 late cancellation fee, please cancel or reschedule your appointment at least 24 hours in advance. You can contact your therapist directly to make changes to your appointment.
Out of Network Benefits
Modern Thrive Counseling currently accepts these insurances: Anthem/BCBS, Dean, Quartz, and The Alliance. For all other insurances, you may have out-of-network benefits, which means that insurance will reimburse you for a portion of our session cost. We have partnered with Thrizer to handle the out-of-network process automatically for you. With Thrizer, you will only have to pay your co-insurance for our sessions, instead of paying my full fee and waiting for reimbursements. This can save you on average 70% upfront on our sessions. During our intake process, we can help you verify if you have out-of-network benefits and how much your co-insurance would be.
Modern Thrive Counseling Financial Policy
At Modern Thrive Counseling, our priority is to provide high-quality care to every client. To ensure uninterrupted and effective therapy, it is important that financial obligations are met promptly. Please read the following policy carefully, as it is firm and non-negotiable.
Insurance Billing
When applicable, we submit insurance claims on the day of your session. Reimbursement from insurance companies typically takes 3 to 4 weeks. By agreeing to our services, you confirm that you understand your insurance benefits, including co-payments, deductibles, and coverage limits. You acknowledge that if your insurance does not reimburse Modern Thrive Counseling for any reason, you are responsible for the full session fee—$220 for intake sessions and $180 for ongoing therapy sessions.
Payment Methods & Card on File
For new clients, valid credit card information will be collected and securely stored. This card will be used to cover co-payments, late cancellation or no-show fees, lapses in insurance coverage, and any non-clinical requests such as preparation of FMLA paperwork or court-related documentation.
Couples Therapy & Insurance
Insurance coverage for couples therapy sessions may vary. Please verify with your insurance provider whether they cover CPT code 90847 for couples counseling. Any sessions not covered by insurance will be charged out-of-pocket and billed to the credit card on file.
If you have questions about your insurance benefits or our financial policies, please contact our office prior to your first appointment.
Cancellation & Rescheduling Policy
At Modern Thrive Counseling, we are committed to holding space for you and protecting the time we set aside for your care. When an appointment is scheduled, that time is reserved just for you. In return, we ask that you honor that time as well.
To provide the best experience for all of our clients, we have a firm 24-hour cancellation policy. If you need to cancel or reschedule, please contact your therapist by email at least 24 hours in advance of your appointment start time.
Late cancellations (less than 24 hours' notice) and no-shows will be charged a $90 fee.
This includes:
Last-minute changes to your work or travel schedule
Work-related emergencies
School conflicts
Illnesses that prevent you from attending in person, unless you're willing to shift to a virtual session
Arriving more than 15 minutes late without prior communication
Please note: If you arrive more than 15 minutes late without notifying your therapist, the session will be considered a no-show and will be charged accordingly.
Appointment reminders are sent as a courtesy, but clients are fully responsible for keeping track of their scheduled appointments.
We appreciate your understanding and commitment to the therapeutic process.